Retirement and Income Planning

Retirement means something different to each person.  The goal of accumulating retirement assets should support your dreams when you retire – whatever that means to you. 

And in retirement, you want your income to last.  How you draw from your pensions and investments in retirement matters.

For professionals who begin their work life after their education or business owners who are balancing investing in their business and their personal life, making retirement a priority can be challenging. Having a deliberate strategy that allows you to participate in the rewards of the market both before and during your retirement is essential.

We focus on strategies to manage your investment risk, to minimize your tax obligations to generate the income you need in retirement and to transfer your estate to loved ones and / or charities efficiently.

 Canada Pension Plan

 Pension decisions

 Retirement savings

 Taxation in retirement

 Retirement income

 Business succession

 Income splitting

 Tax efficiencies